Tag Archive for: informational

With the excitement of the holiday season coming to an end, now is a good time to prioritize your goals for the New Year. If any of your New Year’s resolutions involve buying a house now is the time, especially for you first time homebuyers.

“It’s so permanent,” you say. “I just don’t know,” you say. Don’t worry! We are here to reassure you that if you have been pre-approved for a loan, or even if you are paying with cash, right now is a GREAT time to buy.

Here are 3 reasons why:

1.) Interest rates are still low, ranging from 3%-4%. Freddie Mac’s October 2015 U.S. Economic & Housing Marketing Outlook show that rates are projected to increase over the course of the next 12 months.

2.) There are a lot of great loan programs out there to help you finance your future, whether it’s your first time buying or not. Doing your research and contacting a lender will help you get on track for finding the right loan product. Some lending companies we recommend include Prime Lending, Seacoast Bank, and Acopia Home Loans.

3.) Real estate is a great way to invest your money. Bankrate.com conducted a survey of 1,000 investors, and 27% said real estate is the best investment for money in the long run. If you are a renter, think about all the money you’ve been spending that you’ll never see a return on. Only 17% said that the stock market was their preferred long-term investment choice.

This year you owe it to yourself to invest in your future. Start your search for the perfect home TODAY!

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FSBO-1000For-Sale-By-Owner, or (FSBO) is a term used often in the real estate world. Many choose this route when selling their home to bypass commission expenditure. Others choose to FSBO because they feel they don’t need a professional to sell their home.

Whatever the case may be for attempting to sell solo, data from a National Association of Realtors survey shows that less than 10 percent of FSBOs actually sell. So what’s the reason behind such a low percentage rate?

Well, there are many reasons and factors that cause for that low percentage. Based off an Inman article, 10 reasons why for-sale-by-owners (FSBOs) fail we preferred to highlight 5 out of those 10 reasons. Merely because of the fact that these are the 5 reasons we see happen most for the failing sale of a FSBOs home.   

1. Too many people to negotiate with. Those deciding to take the FSBO route often have to negotiate with many people. Some of them are likely to be:

  • The buyer, seeking the best possible deal.
  • The buyer’s agent, who represents the buyer’s best interest.
  • The buyer’s attorney (in some regions of the nation).
  • Home inspection companies, working for the buyer, which are likely to find some problem or the other with the house.
  • Your bank, in case it’s a short sale.
  • The appraiser, if the home’s value needs to be assessed.

Without the help of experienced real estate agents, dealing with so many different parties alone is often a tough task for homeowners.

2. Owners fail to understand the contract procedures. The contract to buy a home involves much more than just the price offered by the buyer. Also, real estate contracts have lots of timelines and clauses and involve several common contract contingencies, such as inspections and mortgages. Many FSBOs don’t have a firm understanding of such contracts and might not know what they are agreeing to or how to negotiate particular parts of the contract.

3. FSBOs incorrectly price their homes. FSBOs often price their homes incorrectly due to lack of experience. They set the price too high, which hinders their chances of closing the deal.  

4. FSBO homes lack exposure. Homes for sale by owners are often listed on a few websites, but there are many that don’t allow FSBOs to list their property. Thus, FSBOs are unable to give their homes adequate exposure in the market. However, when buyers hire a real estate agent, the professional can give a property online exposure as well as exposure in the local real estate segment of the newspaper. The agent even has tools to extend the exposure further, which FSBOs don’t have.

5. FSBOs fail in the closing process Even after an offer is accepted, many things still need to be done prior to the closing. For instance:

  • Get the inspections completed within the allotted time.
  • Ensure the attorney(s) approve contracts.
  • Ensure that instrument survey is ordered.
  • Check if the buyer has obtained written mortgage commitment.
  • Find out if title work is reviewed.
  • Learn whether abstract is redated.


Read all 10 reasons here: https://bit.ly/1KgEihH

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Read the full report here: https://prn.to/1e5HIZP

Source: “New Report Finds Waiting to Buy a Home Could Cost Thousands,”  PRNewswire (May 28, 2015)


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small-townYou may have heard and read the lists that have been coming out recently about the best small towns in America. It’s no surprise that our lovely, little, beach town of Stuart, Fla. made those lists.

Within the past couple of months we have been featured in:

– House Beautiful

– Country Living

– USA Today

– Smithsonian Magazine

It’s cool getting to see the town you grew up and live in be named one of “The 20 Best Small Towns to Visit in 2015,” or “The 50 Most Beautiful Small Towns in America.” We’ve also had HGTV do a couple shows here such as “House Hunters” and “Hotel Showdown.”

Our laid back attitude, sandy beaches, and  year-round summer weather makes living here sheer bliss. As a dear friend of ours says, “People spend their entire life-savings, and every dream that they have to come and hangout were we live.”

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Did you hear? Property values in Martin County increased 4.11% this year, according to preliminary estimates released Monday by Property Appraiser Laurel Kelly. Keep in mind, the appraisal doesn’t include the All Aboard Florida impact. However, a new 13-mile Florida Power & Light Co. natural gas pipeline in Martin County would offset the negative impacts of the All Aboard Florida announcement by adding significant value to the tax roll.

Find out the true value of your home. Visit stuartvalues.com for a FREE home valuation report.


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Did you know that 1.5 million new housing units are needed each year to accommodate the growing population? Based off a seven-year span statistic, on average there are only 766,000 homes that are available.

To put it in perspective consider this. There are roughly 4 million births that occur each year in the U.S. That’s twice the amount of deaths that happen each year. That’s an annual population gain of about 2 million. Therefore, it’s no surprise that there is a shortage of inventory. Not to mention immigration, which makes up another half million to one million each year, bringing the U.S. population up by about 3 million each year.

According to chief economist of the National Association of REALTORS® at the Economists’ Outlook blog, “These multiple years of undersupply compared to what is needed is the reason why much of the country is experiencing a housing shortage with few inventory of homes for sale and falling apartment vacancy rates.”

Yun also notes that builders need to ramp up construction soon, or the housing shortage will worsen.

Source: “Housing’s Undersupply Raises Concerns,” National Association of REALTORS® Realtor® Magazine Online (May 12, 2015)

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According to a recent news release from the National Association of Realtors® pending home sales, during March 2015, remain at their highest level since June 2013. Lawrence Yun, NAR chief economist, says more buyers entered the “competitive” spring market this year than usual. Compared to a year ago, a long-term homeowner trend is replacing the previous trend of investors paying cash.

Yun expects a gradual improvement in home sales in the months ahead, but says insufficient supply and accelerating prices could be a drawback to sales reaching their full potential. “Demand in many markets is far exceeding supply, and properties in March sold at a faster rate than any month since last summer2,” he said. “This in turn has pushed home prices to unhealthy levels — nearly four or more times above the pace of wage growth in some parts of the country. Simply put, housing inventory for new and existing homes needs to improve measurably to improve affordability.”

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Staging your home for the sell can be a bit of a strategic process. Sometimes when you think you’ve got it right, you may be missing a few key tips.

–       Don’t cram your junk in the closet: People check in closets to see what the closet space of a home is looking like.

–       Paint your cabinets: Adding a fresh coat of paint to your cabinets can do wonders to your prospective buyer’s eyes.

–       Collection overload: That gun collection of yours might not look so inviting to those touring your home. Oh and that deer head of yours that you hang proudly over your dining room entryway… yeah that needs to be put away too.

–       Less is always more: Declutter, decluter, decluter. This is your new mantra. Keeping your home looking neat and tidy will maximize attention to detail on the important aspects of your home’s charms.

–       Curb appeal: Don’t forget to take care of the outside of your home. After all, this is the first impression your prospective buyer will get.

–       Don’t get personal: Make sure to hide any hint of the home being lived in. For example, toothbrushes, hairbrushes, basically any toiletry in the bathroom needs to be out of sight.

–       Stage for the senses: Pet odor, smoke odor, or that A/C buzz that occurs from time to time will be noticed by buyers right off the bat. Although you have become accustomed to them, other people are not.

–       Shine that stainless steel: If you have stainless steel appliances use that elbow grease of yours. This will make your kitchen and/or bathroom pop.

For more helpful tips and tricks to make the home staging process a little less stressful check out the link here. 

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