To Buy, or Not to Buy, in 2016?

With the excitement of the holiday season coming to an end, now is a good time to prioritize your goals for the New Year. If any of your New Year’s resolutions involve buying a house now is the time, especially for you first time homebuyers.

“It’s so permanent,” you say. “I just don’t know,” you say. Don’t worry! We are here to reassure you that if you have been pre-approved for a loan, or even if you are paying with cash, right now is a GREAT time to buy.

Here are 3 reasons why:

1.) Interest rates are still low, ranging from 3%-4%. Freddie Mac’s October 2015 U.S. Economic & Housing Marketing Outlook show that rates are projected to increase over the course of the next 12 months.

2.) There are a lot of great loan programs out there to help you finance your future, whether it’s your first time buying or not. Doing your research and contacting a lender will help you get on track for finding the right loan product. Some lending companies we recommend include Prime Lending, Seacoast Bank, and Acopia Home Loans.

3.) Real estate is a great way to invest your money. conducted a survey of 1,000 investors, and 27% said real estate is the best investment for money in the long run. If you are a renter, think about all the money you’ve been spending that you’ll never see a return on. Only 17% said that the stock market was their preferred long-term investment choice.

This year you owe it to yourself to invest in your future. Start your search for the perfect home TODAY!

Want to hear more about market trends? Like us on Facebook, or follow us on Twitter .